Zendt vs Wise for Indian Freelancers
Wise (formerly TransferWise) is excellent for personal transfers and some business use cases. Zendt is purpose-built for Indian freelancers invoicing clients and settling to INR with compliance handled end-to-end.
Side-by-side comparison
| Feature | Zendt | Alternative |
|---|---|---|
| Built for freelancers | Invoicing + links + profile | General transfers |
| Client payment link | Native checkout in client currency | Account details / manual transfer |
| GCC corridor | Designed for Gulf clients | Supported but not specialised |
| Domestic UPI | 0.6% | Not a core product |
| INR settlement | To Indian bank after KYC | To Indian bank |
| Pricing model | 4% flat platform fee | Per-transfer fees + FX |
Based on publicly available information as of June 2026. Payment fees apply when clients pay through licensed partners.
Frequently asked questions
Should I use Wise or Zendt as a freelancer?
Wise works well for ad-hoc transfers. Zendt is better when you invoice clients regularly, need payment links, want domestic and international in one place, and prefer a flat published fee on cross-border receipts.
Is Zendt a licensed payment aggregator?
No. Zendt is a software toolkit for freelancers. Payment collection, INR settlement, and compliance are operated through Zwitch, a licensed payment aggregator, and our RBI-licensed banking partners. Zendt does not hold or aggregate client funds.