Home / Pricing

Two numbers.
Everything you need to know.

4% flat for international receipts in 150+ currencies. 0.6% on domestic UPI, with the whole platform built in. No setup, no monthly minimum, no hidden FX markup.

(01) · International 4% flat · 150+ currencies

International receipts, priced like infrastructure.

One number. One rate across 150+ currencies. Same on a $300 invoice or a $30,000 invoice. No SWIFT surcharge, no correspondent bank deduction, no FX markup.

Platform fee
4%
Flat on every international receipt

Applied to the INR settlement amount at the live mid-market rate. Funds reach your INR account in 3 business days.

  • No SWIFT charge, no correspondent bank fee
  • No FX markup beyond the live mid-market rate
  • + 18% GST on the platform fee

Cost on a $3,000 invoice

Effective fee
PayPal
9%
Bank wire
5%
Wise / Payoneer
5%
Zendt
4%
(02) · Domestic UPI 0.6% · card & netbanking at cost

For Indian clients, UPI at just 0.6%.

Not because UPI is expensive, but because the platform around it isn't free to build. Cards and netbanking are priced at cost-aligned rates and settle to your INR account the next business day.

UPI · All apps
0.6%
everything in.

A flat 0.6% on every UPI payment from an Indian client, and it carries the whole platform with it: invoicing, payment links, your profile, and one dashboard for domestic and international alike.

Works with
G
Google Pay
0.6%
P
PhonePe
0.6%
P
Paytm
0.6%
B
BHIM & any UPI app
0.6%

Your bank's UPI is free. So why pay 0.6%?

Because the 0.6% isn't for moving the money. It's for everything around it: one platform that runs your entire freelance business, domestic and international, in one place.

One dashboard for everything
Domestic UPI and international receipts in 150+ currencies, side by side. No juggling a UPI app, a spreadsheet, and a separate cross-border tool.
Invoicing & links built in
Every UPI payment ties back to an invoice, a client, and a payment link generated automatically. Tracked, reconciled, and ready for your CA.
One profile, one link to share
A public freelancer profile and a single payment link that works for every client, Indian or international, on any payment method they prefer.
(03) · Calculator See what lands in your account

Estimate what you'll actually receive.

Punch in an amount and a method. We'll show the platform fee, the 18% GST on it, and the rupees that hit your account, with nothing hidden.

Payment type

Early user testing only. International payments are not yet available to the public.

Amount (INR)
₹ INR
Payment method
You receive (estimate)
—
Settles T+1 to your INR account
Amount charged —
Platform fee (0.6%) —
GST on fee (18%) —

Mid-market FX · live rate applies at settlement

(04) · FAQ Pricing, settlement, and the fine print

Common questions.

Still curious? hello@zendtpayments.com

Is the 4% really all I pay on international receipts?
Yes. 4% is applied to the INR settlement amount at the live mid-market rate. We don't add an FX markup, and we don't deduct SWIFT or correspondent bank fees. 18% GST applies on top of the platform fee, as required for Indian businesses.
Why is UPI only 0.6% — and why is it among the lowest rates?
Most platforms charge 1–2% on UPI, or don't support domestic payments at all. Zendt keeps UPI at a flat 0.6%, the lowest rate around, because charging Indians a fortune to receive rupees never made sense to us.
When does GST apply, and at what rate?
18% GST applies on the Zendt platform fee, for both international and domestic methods. If you're GST-registered, you can claim input credit on the GST you pay on our fees.
How quickly does money settle to my INR bank account?
Domestic (UPI, card, netbanking): T+1, next business day. International: T+3, three business days from the time your client pays.
Are there any setup fees or monthly minimums?
No setup fee, no monthly minimum, no transaction floor. You pay only when you get paid.
What currencies do you accept?
We accept payments in 150+ currencies including USD, GBP, EUR, AED, SAR, QAR, AUD, CAD, SGD, CHF, JPY, and more. All settle to INR in your linked Indian bank account.

Ready to keep more of every rupee?

International is in early user testing — not public yet. Domestic is in early access.

Get Early Access Back to home